This week's lesson is

 

Deductions!

 

a supplemental activity from

It's for Real-Workplace Ethics Series I, Issue 4

 

The Paycheck

 

The amount of money an employee will receive in his/her paycheck is called net pay.  To obtain net pay, the company will take the gross pay and subtract all the deductions.  Typical deductions are itemized below.  

 

 

FIT or federal income taxes.  The amount deducted ranges from 0 to 39%, depending on income, dependents and many other factors.

 

FICA or social security taxes.  The deduction is 6.2% of the first $76,200 in earnings for year 2000.

 

FICM or social security medical component.  The deduction is 1.45% of gross pay.

 

State income taxes.  The amount deducted depends on individual states.

 

 

Aaron has worked 20 hours this week. He earned $175.88 for his work.  He is hoping to buy a PDA for himself with this paycheck that cost $115.99.  Calculate Aaron's net pay to find if he earned enough to buy the PDA:

 

FIT          15.00%        $__________

FICA        6.20%        $__________

FICM        1.45%        $__________

State        3.50%        $__________

 

Total deductions      $__________

 

What net pay will the Aaron receive?  $__________

 

Is Aaron able to purchase the PDA he wants?      YES              NO

 

 

 

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 TEACHER'S GUIDE

 

FIT          15.00%        $26.38

FICA        6.20%        $10.90

FICM        1.45%        $2.55

State        3.50%        $6.16

 

Total deductions      $45.99

 

What net pay will the Aaron receive?  $129.89

 

Is Aaron able to purchase the PDA he wants?      YES             

 

 


 
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